WILL THE WEBSITE MALFUNCTIONS CAUSE A DOMINO EFFECT FOR RATES AND DATES?
Delaying these requirement for individuals to purchase health insurance under the Affordable Care Act could possibly have negative consequences for the entire insurance market.
Experts far that without the requirement to buy insurance, it's more likely that sicker people will enroll for the coverage. Insurers base 2014 rates on the assumption of an individual mandate and a limited period for open enrollment.
However, without enough healthy people to offset the costs of patients who use a lot of medical services, it could cause premiums will not be sufficient to cover their claims.