Retirement Plan Access and Participation across the 50 States has been studied by Pew and indications are that workers in the United States accumulate the vast majority of their retirement savings through employer-based plans, but large gaps in coverage exist. Pew’s analysis shows that more than 30 million workers report they do not have access to an employer-based retirement plan.
The data, drawn from federal sources, show significant differences in access and participation across the states. For example, the share of workers in Wisconsin participating in employer-based plans, such as pensions or 401(k)s, was more than 20 percentage points higher than in Florida.
This data visualization shows how employer-based retirement plan access and participation vary among states and by characteristics such as employer size, industry, and wage and salary. The analysis focuses on full-time, full-year, private sector wage and salary workers, ages 18 to 64. Users can click through the various tabs to obtain information of interest and create printable state-level.